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Should that product, when detecting that you’re buying something and seeing a credit card field, suggest that you could use another financial service to spread the payments?” he asks. “Microsoft Edge is the browser that now comes with your Windows PC, and the gateway to the world wide web. ‘Too intrusive’Īdam Fowler, a Microsoft Most Valued Professional (MVP), tells The Daily Swig that he, too, is uncomfortable about the buy now, pay later scheme. Several suggest that the feature will damage Microsoft’s reputation.

Some complain that it slows performance down, while one calls it a “predatory lending scheme”. It’s like you’re recapitulating the worst IE browser extensions from the 90s/00s and installing them by default,” one user said. “Please, please stop bloating the browser with these revenue grabs.

Read more of the latest browser security news The company is currently asking for feedback – but what it’s getting is far from positive. The new buy now, pay later feature is currently available in Microsoft Edge Canary and Dev channels and, says Microsoft, will be available by default to all users in Microsoft Edge release 96, expected later this month.

While the service is being promoted as ‘interest-free’, some were quick to point out that all transactions are subject to a “$4 flat fee”. Linking a Microsoft account to a Zip account will apparently make the purchase process quicker. The option appears at the point of checkout as an alternative to a credit or debit card number. It allows any purchase between $35 and $1,000 made through Microsoft Edge to be split into four payments over a six-week period. RELATED Microsoft unveils ‘Super Duper Secure Mode’ in latest version of Edge The option is similar to those already offered by many e-commerce sites and web payment providers such as PayPal. The ‘buy now, pay later’ (BNPL) feature is, controversially, integrated at the browser level, thanks to a partnership with third-party payments provider Zip, formerly QuadPay. Microsoft is introducing a new feature in Edge allowing customers to pay for e-commerce transactions in instalments – and not everybody is happy. ‘It’s like you’re recapitulating the worst IE browser extensions and installing them by default’, grumbles one user